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Using this Site indicates that you accept these terms and conditions. If you do not accept these terms and conditions, do not use this Site. Your use of this Site will be deemed an acceptance of the terms and conditions existing at that time.

1 Access

1. We reserve the right to withdraw or amend the services we provide on this Site without notice. We will not be liable if for any reason this Site is unavailable at any time or for any period.
2. Usernames and passwords or any other piece of security information must be treated as confidential, and you must not disclose it to any third party. We have the right to disable any user name or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms and conditions.

2 Permitted Use

1. You may print and download extracts from this Site for non-commercial use on the following basis:
   1. no documents or related graphics on the Site are modified in any way
   2. no graphics on the Site are used separately from accompanying text
   3. no copyright or trade marks are removed.
      
      
2. You agree not to:
   
   
   1. use any part of the materials on this Site for commercial purposes without obtaining written permission from us.
   2. copy, reproduce, distribute, republish, download, display, post or transmit in any form or by any means any content of this Site, except with written permission from us.
   3. provide a link to this Site from any other website without obtaining our prior written consent.

3 Intellectual Property Rights

1. Unless otherwise specified, we are the owner or licensee of all intellectual property rights in the Site, and in the material published on it. All rights are reserved.
2. Unless otherwise specified, the authors of the literary and artistic works in the materials contained in the Site have asserted their moral right pursuant to Section 77 of the Copyright Designs and Patents Act 1988 to be identified as the author of those works.

4 Information Posted

1. We disclaim all liability and responsibility arising from any reliance placed on materials posted by any user of this Site, or by anyone who may be informed of any of its contents. The information contained in the material on this Site is for information purposes only and does not constitute advice.
2. We hereby expressly exclude, to the extent permitted by law
   
   
   1. all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity
   2. any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with use of this Site, including without limitation any liability for
      
      
      1. loss of income or revenue
      2. loss of business
      3. loss of profits or contracts
      4. loss of anticipated savings
      5. loss of data
      6. loss of goodwill
      7. wasted time or for any other loss or damage of any kind, however arising whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable

5 Third Party Material

This Site contains material submitted and created by third parties including other Site users. We exclude all liability for any illegality arising from or error, omission or inaccuracy in such material and we take no responsibility for such material.

6 Links From This Site

Where this Site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them except as may be required by law.

7 Material Submitted By You

1. When submitting any material to us, you
   
   
   1. automatically grant us a royalty-free, perpetual, irrevocable licence to use, reproduce, modify, edit, adapt, publish, translate and display such material (in whole or part) worldwide.
   2. waive all your moral rights in such materials.
      
      
2. You acknowledge that we are not obliged to publish any material submitted by you.
3. You agree not to post any material
   
   
   1. that is threatening, defamatory, offensive, abusive, liable to incite racial hatred, discriminatory, blasphemous, pornographic, in breach of confidence, in breach of privacy
   2. for which you have not obtained all necessary licences and/or approvals
   3. which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability.
   4. which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data)
      
      
4. We will fully co-operate with any law enforcement authorities or court order requesting us to disclose the identity or locate anyone posting any such material.

8 Data Protection and Privacy

By using this Site, you warrant to the best of your knowledge and belief that all data provided by you is accurate.

We comply with the Data Protection Act 1998.

10 Entire Agreement

These terms and conditions constitute the entire agreement between you and us relating to the subject matter herein. The English courts will have exclusive jurisdiction over any claim arising from, or related to, this Site. These terms and conditions are governed by English Law.